The Trap: Inside the blackmail scam destroying lives across India - BBC World Service Documentaries

Chinese loan app scam exposed by undercover BBC investigation.

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Instant loan apps promise easy money. Millions of people have taken the cash, but many have found themselves trapped in a nightmare of blackmail, extortion, and abuse.

This BBC documentary investigation reveals that, in the last three years, more than 60 people in India have taken their own lives after being threatened or humiliated by loan apps.

But how does the scam work? And who is profiting from this abuse?

#BBCEye goes undercover to take you inside the loan app scam - and to expose the people making money from misery, fear and shame.

Key moments from the film:

00:00 Intro
4:04 How ‘The Trap’ is set
5:21 Bhoomi on her experience with Asan Loan App
11:54 ‘Rohan’ takes us inside a payment retrieving call centre
14:31 Who is Parshuram Takve?
17:25 We meet the parents of Mounika, a 24-year-old woman who has taken her life after being threatened by loan apps
20:20 Meet Sunhil, whose daughter has allegedly murdered his mother to repay loan apps
24:12 Inside a loan recovery call centre for apps like Paysense
26:42 Our undercover reporter meets team leader Vishal Chaurasia – he explains how loan recovery works
31:24 ‘Vikram’ and his experience with Navi Finance
33:59 We go to Takve’s village and meet his mother
36:45 Hong Kong, Li Xiang and the links to China

You can also watch this documentary in HINDI here 👉🏽 https://www.youtube.com/watch?v=g376l_XVbCk
In MARATHI here 👉🏽 https://www.youtube.com/watch?v=AizICFZTHpI
In GUJARATI here 👉🏽 https://www.youtube.com/watch?v=tCsFQBcsQZw
In PUNJABI here 👉🏽 https://www.youtube.com/watch?v=BVlUlGBiAQQ
In TAMIL here 👉🏽 https://www.youtube.com/watch?v=b2PnqNagyi0
In TELUGU here 👉🏽 https://www.youtube.com/watch?v=UMa5FOe-D_A
Or in CHINESE here 👉🏽 https://www.youtube.com/watch?v=62-Qe8BXxbE

To watch more investigative journalism from our award-winning BBC teams check out this documentary playlist, perfect for the biggest screen in your home: https://www.youtube.com/playli....st?list=PLz_B0PFGIn4
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